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Can I Use EBT for Meal Kit Delivery?

4 min read

According to the USDA, millions of Americans receive Supplemental Nutrition Assistance Program (SNAP) benefits, and a growing number of these recipients are asking, "Can I use EBT for meal kit delivery?" The answer is that while you cannot pay for a pre-packaged meal kit subscription directly with your EBT card, you can use your benefits to order the necessary groceries for a meal kit recipe through participating online retailers.

Quick Summary

It is generally not possible to pay for a meal kit subscription box with EBT or SNAP benefits. However, EBT funds can be used to purchase eligible ingredients for meal kit recipes through online grocery partners, including those offered via USDA SNAP Express. This requires a separate payment method for delivery fees and non-eligible items.

Key Points

  • No direct payment: EBT/SNAP benefits cannot be used to pay for a commercial meal kit subscription service directly.

  • USDA SNAP Express: The official USDA SNAP Express website offers a workaround by providing EBT-eligible meal kit recipes and shopping lists that can be transferred to partner online grocers.

  • Grocery delivery option: You can use your EBT card to pay for eligible food items from major online grocery retailers like Amazon Fresh, Walmart, and Instacart, and then follow your own recipes.

  • Separate payment for fees: Delivery fees, service charges, and non-eligible items must be paid with a different payment method, not with your EBT card.

  • Restaurant meals are ineligible: EBT cannot be used for hot, prepared meals or other ineligible items often found in commercial meal kits.

  • Pilot program expansion: The number of retailers accepting EBT online for grocery delivery is growing thanks to the USDA's SNAP Online Purchasing Pilot.

  • Research retailers: Availability of online EBT payment varies by state and retailer, so it is important to check which services are available in your specific area.

In This Article

Understanding EBT and Meal Kit Eligibility

Before diving into the process, it's crucial to understand the rules governing EBT (Electronic Benefits Transfer) and SNAP (Supplemental Nutrition Assistance Program) benefits. EBT funds are intended for purchasing staple food items, such as fruits, vegetables, meat, dairy, and grains. They cannot be used for hot, prepared, or ready-to-eat meals, alcohol, or other non-food items like household supplies.

Meal kit companies like EveryPlate or Purple Carrot often fall into a gray area for EBT eligibility. Their service includes not just the food ingredients but also the recipe planning, packaging, and sometimes, delivery. Since the EBT program's regulations only cover eligible food items, the entire subscription package is typically not covered. This is why no major direct-to-consumer meal kit provider currently accepts EBT as a primary form of payment.

The Rise of the SNAP Online Purchasing Pilot

To address the growing demand for online grocery options, the USDA launched the SNAP Online Purchasing Pilot program. This initiative has enabled many traditional grocery stores and some third-party delivery platforms to accept EBT payments for online orders. While this doesn't directly solve the meal kit problem, it provides a pathway for EBT users to access the ingredients needed for a meal kit-style experience.

How to Use EBT for a DIY Meal Kit Delivery

Since paying a traditional meal kit company directly is off the table, the solution involves using EBT-approved grocery delivery services to purchase the ingredients for a meal kit recipe yourself. A great starting point is the USDA's official SNAP Express website.

Here’s a step-by-step guide to ordering meal kit ingredients with EBT:

  1. Visit the USDA SNAP Express website: This platform is a free service that features a variety of low-cost, healthy recipes designed for SNAP-eligible individuals.
  2. Browse and select a meal kit recipe: SNAP Express offers curated meal kits and single recipes. Find one that looks appealing and click "Get Started".
  3. Choose a participating online retailer: SNAP Express will transfer your shopping list to an affiliated grocery store's online platform. Common partners include Amazon Fresh, Whole Foods Market, and Instacart.
  4. Complete your order on the retailer's site: Once you're on the grocery store's website, all the necessary ingredients will be loaded into your cart. From there, you can proceed to checkout, where you can pay for the eligible groceries with your EBT card.
  5. Pay for non-eligible items and fees separately: Remember that delivery fees, tips, and other charges cannot be paid with EBT. You will need a separate credit or debit card on file for these costs.

Alternatives and Workarounds

Beyond the USDA SNAP Express method, many EBT-accepting grocery delivery services allow you to purchase ingredients for homemade meals. Services like Instacart, Amazon Fresh, Walmart, and others accept EBT online for eligible grocery purchases. You can use these services to buy all the ingredients for a meal kit-style recipe or even create your own with the convenience of home delivery.

Comparison of Meal Delivery Options for EBT Users

Feature Traditional Meal Kit Service (e.g., HelloFresh) DIY Meal Kit via SNAP Express General Grocery Delivery (e.g., Instacart)
EBT Payment No, not for the subscription service. Yes, for the eligible ingredients via grocery partner. Yes, for eligible groceries.
Convenience All-in-one box with pre-portioned ingredients and recipes. Ingredients delivered from a grocery store based on a recipe. Wide selection of groceries delivered to your door.
Delivery Fees May be covered by subscription (not EBT). Must be paid with a separate payment method. Must be paid with a separate payment method.
Recipe Guides Professionally designed and included in the box. Provided online via SNAP Express. Not included; user must source recipes elsewhere.
Customization Limited to weekly menu choices. Excellent, as you can add or remove items from the grocery cart. Full control over every item in your cart.
Focus Convenience, variety, and recipe discovery. Healthy, low-cost meal planning with USDA support. Access to a full supermarket without leaving home.

The Limitations and Next Steps

While the current system offers a workable solution, it is not a direct substitute for a true meal kit subscription. The primary limitation is that you must use a separate payment method for delivery fees and can't receive the pre-portioned, packaged meals directly from services like Blue Apron or EveryPlate. However, the SNAP Online Purchasing Pilot is continuously expanding, and more retailers are becoming EBT-compatible. This trend suggests that accessibility to online food services for SNAP recipients will likely continue to improve.

For the latest information on which retailers are participating in the SNAP online program, it is best to check the USDA's official FNS website. By combining resources like SNAP Express with online grocery delivery, EBT cardholders can achieve a similar meal kit experience while staying within program guidelines.

Conclusion

In summary, the answer to "can I use EBT for meal kit delivery?" is complex but ultimately positive. While you can't pay for most commercial meal kit subscriptions with your EBT card, you can use your benefits to purchase the necessary ingredients for a meal kit-style recipe. By leveraging platforms like USDA SNAP Express and partnering grocery delivery services such as Instacart, Amazon Fresh, or Walmart, EBT users can enjoy the convenience of delivered groceries for healthy, homemade meals. This workaround allows SNAP recipients to benefit from meal planning and online ordering, making nutritious food more accessible for those who need it most.

Visit the USDA FNS website for the latest list of authorized online retailers.

Frequently Asked Questions

No, you cannot use EBT directly on subscription meal kit services like HelloFresh or Blue Apron. These companies offer a full service including recipes, pre-portioned ingredients, and delivery, which falls outside the scope of eligible SNAP purchases.

USDA SNAP Express is a free service that provides low-cost, nutritionist-approved recipes and meal kit ingredient lists. It helps EBT users transfer these lists to partner online grocery platforms like Instacart or Amazon Fresh for purchase with their SNAP benefits.

Many retailers, including Amazon and Walmart, offer discounted or free delivery options for EBT cardholders, often with minimum order requirements or a special membership rate. However, EBT funds cannot be used to pay for delivery fees directly.

Non-food items such as household supplies, alcohol, tobacco, pet food, and hot, prepared foods are not eligible for purchase with EBT. Any delivery or service fees are also ineligible.

Yes, you must have a separate credit or debit card on file with the online retailer to pay for any non-eligible items, delivery fees, tips, or taxes associated with your order.

The USDA's Food and Nutrition Service website provides an official list of participating retailers in the SNAP Online Purchasing Pilot. Major grocery delivery platforms like Instacart also allow you to check EBT availability by entering your ZIP code.

As of late 2024, nearly all states and Washington D.C. participate in the SNAP online purchasing pilot program. While Alaska was an exception in the past, coverage has expanded significantly. It is still wise to verify availability with your local retailer or state program.

References

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Medical Disclaimer

This content is for informational purposes only and should not replace professional medical advice.