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Can you buy McDonald's with EBT in California? A Guide to the Restaurant Meals Program

5 min read

Over 4 million Californians receive CalFresh benefits, but whether those benefits can be used at restaurants like McDonald's is a common question. The answer to can you buy McDonald's with EBT in California is more complex than a simple yes or no, depending entirely on your eligibility and location.

Quick Summary

The California Restaurant Meals Program allows eligible homeless, disabled, or elderly CalFresh recipients to use EBT at approved restaurants, including some McDonald's locations.

Key Points

  • Limited Eligibility: Only homeless, elderly (60+), or disabled CalFresh recipients can potentially use EBT for hot meals at restaurants in California.

  • RMP Required: The ability to buy hot meals like at McDonald's requires enrollment in the California Restaurant Meals Program (RMP).

  • Not Universal: Only specific McDonald's locations in participating counties accept RMP EBT, and acceptance is not guaranteed at every franchise.

  • Check Your Status: Your EBT card must be automatically coded for RMP, so you should confirm your eligibility with a case worker.

  • Verify Participation: Always confirm with the specific McDonald's location whether they accept EBT for the RMP before placing an order.

  • Use Locator Tools: Websites and apps like Propel or the official EBT locator can help find potential RMP restaurants.

In This Article

Understanding the California Restaurant Meals Program (RMP)

The California Restaurant Meals Program (RMP) is a specialized initiative that allows certain CalFresh (California's version of SNAP) recipients to purchase hot, prepared food at designated restaurants. This program exists because federal law generally prohibits the use of EBT benefits for hot, ready-to-eat meals, reserving them for uncooked groceries. However, certain states, including California, have received waivers to offer RMP to specific, vulnerable populations who may not have access to cooking facilities.

Who is Eligible for the RMP in California?

To be eligible for the RMP, an individual must be a CalFresh recipient and meet one of the following criteria:

  • Homeless: Lacking a fixed, regular, and adequate nighttime residence.
  • Elderly: Age 60 or older.
  • Disabled: Receiving Social Security Disability Benefits, Supplemental Security Income (SSI), or a State Disability Retirement Benefit.

It is crucial to understand that even if you fall into one of these categories, your EBT card must be specifically coded by your county eligibility worker to function for RMP purchases. This happens automatically based on your case file status, so if you are eligible, you don't need a separate application, but you should confirm your status with your case worker.

Can You Use EBT at McDonald's in California?

The short answer is: only if you are an eligible RMP participant and the specific McDonald's location is enrolled in the program. McDonald's is a corporate franchise, and participation in the RMP is decided at the individual restaurant level, not uniformly across the entire chain. Many McDonald's locations, particularly in areas with higher populations of eligible RMP recipients like Los Angeles County, do participate. However, a McDonald's in one county may accept EBT while another in a different county does not, or even a McDonald's just a few miles away may not.

How to Find Participating McDonald's Locations

Finding a participating McDonald's requires verification, as not all locations advertise their RMP status clearly. Here are the recommended steps:

  1. Check with County Social Services: The most reliable method is to contact your local County Department of Social Services or check their website. Many counties maintain a list of participating RMP restaurants within their jurisdiction.
  2. Look for Signs: Some restaurants, though not all, will display the official "Restaurant Meals Program" sign or a sign indicating that they accept EBT for hot meals. Always confirm with staff before ordering.
  3. Use Mobile Apps: Apps like Propel provide maps of nearby stores and restaurants that accept EBT, and are often more up-to-date than state listings.
  4. Ask Directly: The simplest way is to ask the cashier or staff before placing your order. They can verify if their specific location is set up to process EBT RMP transactions.

How to Pay with EBT at a Participating McDonald's

When you visit an approved McDonald's and are an eligible RMP recipient, the process is similar to a regular EBT transaction:

  1. Inform the Cashier: Notify the cashier that you will be using your EBT card for the RMP before they ring up your order. This helps prevent issues with the payment system.
  2. Swipe and Enter PIN: Swipe your Golden State Advantage (EBT) card on the POS terminal and enter your confidential PIN, just as you would at a grocery store.
  3. Check Your Receipt: Your receipt will show the total purchase amount and your remaining EBT balance.

Comparison: Regular EBT vs. RMP EBT

Feature Standard EBT (CalFresh) EBT via California RMP
Purchase Type Uncooked groceries, cold items, ingredients Hot, prepared meals and non-alcoholic drinks
Recipient Status All eligible CalFresh recipients Homeless, Elderly (60+), or Disabled CalFresh recipients
Location Type Grocery stores, supermarkets, farmers' markets Designated restaurants in participating counties
Benefit Type Used CalFresh (Food) benefits CalFresh (Food) benefits
Tax on Purchase No tax No sales tax on food purchased with EBT food benefits
Restaurant Participation N/A (cannot be used for hot meals) Must be an authorized vendor in a participating county

The Role of EBT Cash Benefits

It's important to distinguish between EBT food benefits (CalFresh) and EBT cash benefits (if you receive them). EBT cash benefits can be used for any food purchase, hot or cold, including tax and tip at any restaurant that accepts EBT cash payments. If you use a combination of CalFresh food benefits (via RMP) and EBT cash, you must inform the cashier of the mixed transaction. Using cash benefits is the most flexible option but uses a different pool of funds from your main food assistance.

Conclusion

Using EBT at McDonald's in California is possible, but it requires meeting specific criteria. You must be an elderly, disabled, or homeless CalFresh recipient enrolled in the Restaurant Meals Program, and you must visit a McDonald's location that has voluntarily chosen to participate and is located in a county with the program. Always confirm your eligibility with your case worker and verify a restaurant's participation status before ordering. While the program offers a vital option for those in need, the lack of universal participation means it's essential to plan and confirm acceptance beforehand to avoid any issues. For authoritative information on the program and county participation, visit the official California EBT Project website.

What to Do If a McDonald's Won't Accept EBT

If you believe you are eligible for the RMP and are at a McDonald's in a participating county, but they won't accept your card for a hot meal, here's what to do:

  • Ask to See the Manager: It's possible the cashier is not fully trained on the program.
  • Politely Explain the Program: Mention the California RMP and explain that you are an eligible participant. They should have a system to verify eligibility through the EBT terminal.
  • Verify Eligibility: If there's still a problem, double-check your own eligibility status by calling your county social services. Your card may not be coded for the RMP.
  • Find Another Location: If all else fails, use a locator tool or call another nearby participating restaurant. There may be a technical issue or that particular location may not participate.

The Future of RMP and Fast Food

The RMP continues to evolve, with more counties opting in and more restaurants joining. The program represents a growing recognition of the food insecurity challenges faced by specific populations. As the system becomes more streamlined, the process of finding and using EBT at fast-food restaurants like McDonald's will hopefully become easier and more consistent for those who rely on it.

Using the EBT Locator Tool

California provides a handy EBT locator tool on its official website, which can help you find participating RMP restaurants. The tool can be accessed via www.ebt.ca.gov/locator/index.html. This is an invaluable resource for planning your meals, especially if you are traveling within the state. Always remember to check with the restaurant directly, as their status can sometimes change.

Frequently Asked Questions

No, only specific McDonald's locations that have voluntarily enrolled in the Restaurant Meals Program (RMP) will accept EBT for hot food. Participation varies by individual franchise and county.

You must be a CalFresh recipient and be classified as homeless, elderly (age 60 or older), or disabled to qualify for the RMP.

Your eligibility is determined by your local county eligibility worker and your card is coded automatically. If you meet the criteria, you can verify your RMP status by asking your case worker.

Yes, if you have cash benefits on your EBT card, you can use them at any restaurant that accepts EBT cash for any food item. You can use EBT cash even if you are not eligible for the RMP.

Under the RMP, you cannot purchase non-food items, alcoholic beverages, or tobacco products. Your EBT benefits can only be used for the prepared meal.

No, restaurants are prohibited from charging sales tax or meal tax on prepared food purchased with EBT food benefits under the RMP.

You can check with your local County Department of Social Services or use the online EBT locator tool at ebt.ca.gov/locator. Mobile apps like Propel also provide up-to-date lists.

References

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Medical Disclaimer

This content is for informational purposes only and should not replace professional medical advice.