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Can You Use Snap on Online Grocery Shopping?

4 min read

According to the USDA, a major online purchasing pilot program expansion allows SNAP recipients across most of the US to use their EBT cards for grocery delivery and pickup. This means millions of households can now use Snap on online grocery shopping, providing access to food with new convenience.

Quick Summary

The process for using SNAP benefits for online groceries involves adding an EBT card to an account on a participating retailer's website or app, selecting eligible items, and paying with the EBT card at checkout. Eligibility for the program and available retailers varies by location.

Key Points

  • SNAP Online is Available: Most SNAP recipients in the U.S. can now use their EBT cards to purchase eligible groceries online from participating retailers.

  • Not All Retailers Participate: It is essential to check if a retailer is an authorized participant in the SNAP online purchasing program before adding items to your cart.

  • Non-Food Items Require a Separate Payment: Delivery fees, service charges, tips, and ineligible items cannot be paid for with SNAP benefits and require an alternative payment method.

  • The Process is Secure: Online SNAP transactions are secured with an EBT PIN, and retailers are required to have secure systems to protect your information.

  • Retailer Options Include Delivery and Pickup: Many participating retailers offer both home delivery and curbside pickup options for online EBT orders.

  • Major Stores and Delivery Services Are Included: Retailers like Walmart, Amazon, and delivery services such as Instacart are all authorized for online SNAP purchases.

In This Article

The ability to use Snap on online grocery shopping has revolutionized access to fresh food and pantry staples for millions of Americans. Through a program managed by the USDA, participants in the Supplemental Nutrition Assistance Program (SNAP) can now shop online at numerous authorized retailers, making grocery shopping more convenient and accessible. This guide will walk you through how the process works, which stores are participating, and what to expect when paying with an Electronic Benefits Transfer (EBT) card online.

How the SNAP Online Purchasing Process Works

Using your EBT card for online grocery purchases is a simple and secure process that mimics the in-store experience in many ways.

Step-by-Step Guide for Online Shopping with EBT

  • Find an eligible retailer: Not all stores that accept EBT in person are authorized for online purchases. You must use a retailer or third-party service, like Instacart or Amazon, that is approved for the USDA's online purchasing program.
  • Add your EBT card to your account: On the retailer's website or app, navigate to your account or payment settings and add your EBT card information. You may need to have a separate credit or debit card on file for non-eligible purchases and fees.
  • Shop for eligible items: As you browse, look for products marked as "SNAP EBT eligible". Many retailers have a filter option to show only eligible items, making the process smoother.
  • Checkout and pay with EBT: During checkout, select your EBT card as the payment method. You will be prompted to enter your confidential EBT PIN to authorize the transaction, just like in a physical store. The system will automatically charge your EBT funds only for eligible items. You will then use your other payment method for any remaining balance, non-eligible items, and fees.

Participating Online Retailers

Many major retailers and third-party delivery services now participate in the online SNAP purchasing program. It is important to check the availability in your specific zip code, as some locations or individual stores may not be part of the program.

Major Retailers and Grocery Delivery Services

  • Walmart: Offers both delivery and free curbside pickup for online EBT orders. The Walmart+ membership for EBT households is offered at a discounted rate.
  • Amazon: SNAP EBT cardholders can use their benefits on Amazon Fresh and Whole Foods Market orders. Eligible EBT cardholders can also receive a discounted Prime membership.
  • Instacart: Partners with many major grocery chains to allow online EBT shopping for delivery and pickup. The service is available in all 50 states and Washington, D.C.
  • ALDI: This discount grocery chain is a common participant in online SNAP programs, often through partnerships with delivery services.
  • Kroger: A large supermarket chain accepting SNAP EBT for online orders, typically for both delivery and pickup.

What You Can and Cannot Buy Online with SNAP

Online purchases with SNAP are subject to the same eligibility rules as in-store purchases.

Eligible Items

  • Fruits and vegetables
  • Meat, poultry, and fish
  • Dairy products
  • Breads and cereals
  • Snack foods, soft drinks, and non-alcoholic beverages
  • Seeds and plants that produce food

Ineligible Items

  • Hot, ready-to-eat foods
  • Alcoholic beverages, tobacco products
  • Non-food items such as pet food, household supplies, and hygiene products
  • Vitamins, medicines, and supplements
  • Delivery, service, or other applicable fees

Comparison of Online Shopping Options

Feature Retailer Websites (e.g., Walmart, Amazon) Third-Party Apps (e.g., Instacart)
Retailer Choice Limited to that specific store's product selection. Access to multiple stores, allowing for comparison shopping and a broader range of products.
Account Setup Requires creating an account directly with the retailer. Requires an account with the third-party app; link your EBT card within their platform.
Delivery/Pickup Options vary by retailer, often offering in-store pickup or direct delivery. Primarily offers on-demand delivery, but many partners also support in-store pickup.
EBT Use EBT card can only be used for eligible food items from that retailer. You can use your EBT card at any participating store available on the platform.
Fees Delivery fees and rules vary by retailer; non-EBT eligible. Some offer free options with minimum purchase or membership discounts. Can include service fees, delivery fees, and tips, all of which are non-EBT eligible. EBT cardholders may qualify for special discounts.

The Expansion of Online SNAP

The USDA's online SNAP purchasing program has seen significant expansion, particularly in recent years. This was initially piloted to increase food access and has grown to include nearly every state in the U.S.. The program aims to provide low-income households with the same shopping convenience as other consumers, while also providing improved access for those in food deserts or with mobility challenges. The USDA continues to support expansion by providing technical support and grants to help smaller, local retailers join the online marketplace.

Conclusion

The ability to use Snap on online grocery shopping is a powerful tool for improving food access and convenience for millions of people. While the core rules of the SNAP program remain the same—eligible items only, no coverage for fees—the online purchasing pilot has successfully brought modern shopping options to a vital government assistance program. By understanding which retailers are participating and how the checkout process works, SNAP recipients can take full advantage of this modern, secure, and convenient way to shop for groceries.

Navigating Online SNAP

For further details and updates on the online SNAP program, refer to the official USDA Food and Nutrition Service website.

Conclusion

The ability to use Snap on online grocery shopping is a powerful tool for improving food access and convenience for millions of people. While the core rules of the SNAP program remain the same—eligible items only, no coverage for fees—the online purchasing pilot has successfully brought modern shopping options to a vital government assistance program. By understanding which retailers are participating and how the checkout process works, SNAP recipients can take full advantage of this modern, secure, and convenient way to shop for groceries.

Frequently Asked Questions

Many major retailers and services accept online SNAP, including Walmart, Amazon, Instacart, Aldi, Kroger, and Target. You should always check for specific availability in your area and on the retailer’s website.

No, you cannot use SNAP benefits to pay for delivery, service, or other online fees. You will need to use a separate credit, debit, or gift card for these costs.

The same eligibility rules apply online as they do in-store. You can buy staple foods like fruits, vegetables, meat, dairy, and bread, but not hot foods, alcohol, or non-food items.

Yes, you must enter your EBT PIN to complete the transaction for eligible items, which ensures the payment is secure.

SNAP EBT can only be used for eligible groceries online. EBT cash benefits (usually from the TANF program) have broader uses but are not typically used for online grocery purchases or fees.

You can add your EBT card during the checkout process or by navigating to your account or payment settings on the retailer's website or app.

Most retailers will either replace the item with a similar one or issue a refund back to your EBT card. Any adjustments are handled according to the retailer's specific policy.

Yes, online SNAP purchases are secure. All authorized retailers are required to use secure systems for PIN entry and to protect your card information.

References

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Medical Disclaimer

This content is for informational purposes only and should not replace professional medical advice.