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Category: Insurance

Explore our comprehensive collection of health articles in this category.

Do You Need a Referral for a Dietitian? A Complete Guide

5 min read
According to a 2024 study, many health insurance plans offer coverage for nutrition counseling, but whether a referral is required is a common point of confusion. Whether you need a referral for a dietitian depends on a variety of factors, including your specific insurance policy, your location, and the reason for your visit. Understanding these nuances is crucial for navigating the healthcare system and accessing the nutritional support you need without unnecessary delays or costs.

Can I buy vitamins with my OTC card? Navigating your benefits

4 min read
According to numerous insurance providers, many Medicare Advantage members can use their OTC card to buy vitamins, but eligibility varies significantly by plan. The list of eligible products is determined by your specific insurance provider, so what is covered for one person might not be for another. This guide will explain how to verify your specific vitamin coverage and maximize your over-the-counter benefits.

Can I Buy Soda with My Healthy Benefits Card? A Complete Guide to Eligibility

4 min read
According to the National Institutes of Health, sweetened beverages, which include most sodas, provide minimal nutritional value and contribute to excess calories. For this reason, and as a general rule, you cannot use your Healthy Benefits card to purchase soda, as these benefit programs are designed to cover healthy food options and approved over-the-counter (OTC) products.

Reimbursement vs. Cash Indemnity: How to Understand the Key Differences

5 min read
According to the Department of Insurance, many long-term care policies pay benefits on a reimbursement basis, but more flexible cash indemnity options also exist. Understanding the core distinction between a reimbursement and a cash indemnity policy is crucial for effective financial planning and maximizing your insurance coverage.

Can You Get a Letter of Medical Necessity for Food? A Comprehensive Guide

6 min read
According to legislative documents, insurance coverage for standard food products is typically not provided, but coverage for specific 'medical foods' to treat diagnosed conditions may be required by law. The question is, can you get a letter of medical necessity for food to ensure your specific dietary needs are covered by your plan?

Is B12 Covered by a Medical Card?

4 min read
According to the National Institutes of Health, vitamin B12 deficiency can lead to serious neurological issues if left untreated. For individuals in need of supplementation, the question of whether a medical card will cover the cost of B12 is a critical and complex one, as coverage hinges on specific medical conditions and the form of supplementation prescribed.

Who Refers You to a Dietitian? Understanding the Referral Process

5 min read
While medical nutrition therapy has been shown to significantly improve outcomes for many health conditions, confusion about how to access these services is common. Whether you have a chronic disease or want to improve your overall health, understanding who refers you to a dietitian is the first step toward getting the expert guidance you need. The process can vary depending on your health goals, insurance plan, and local healthcare system.

Can You Get a Prescription for Ensure and Have It Covered?

3 min read
According to Abbott Nutrition, Ensure is the number one doctor-recommended nutritional supplement brand. While you can buy it over the counter, the key question for many is: can you get a prescription for Ensure to help with cost? The answer is yes, though a prescription is typically used to justify insurance coverage rather than to legally obtain the product.