Category: Irs regulations

According to IRS Publication 502, an expense is considered a qualified medical expense only if its primary purpose is to alleviate or prevent a physical or mental illness. This fundamental rule explains why probiotics are not HSA eligible for general wellness and clarifies the strict criteria needed for coverage.

According to IRS guidelines, expenses for 'general health' are not eligible for a Health Savings Account (HSA). This presents a common question: **Can I buy protein supplements with HSA?** The answer is not a simple yes or no, but depends entirely on the purpose behind the purchase and a doctor's recommendation.

As of 2024, millions of Americans utilized Health Savings Accounts (HSAs), yet confusion persists over their eligible uses. A very common question is, "Can HSA funds be used for groceries?" and the general rule set by the IRS is no, with the key distinction lying in medical necessity versus general wellness.

While many Americans leverage Health Savings Accounts (HSAs) for tax-advantaged healthcare spending, a common point of confusion revolves around everyday purchases. The simple question, 'can I use my health savings account card for groceries?' has a complex answer, with strict IRS regulations governing what is considered a qualified medical expense.